| 
  • If you are citizen of an European Union member nation, you may not use this service unless you are at least 16 years old.

  • You already know Dokkio is an AI-powered assistant to organize & manage your digital files & messages. Very soon, Dokkio will support Outlook as well as One Drive. Check it out today!

View
 

FrontPage

This version was saved 15 years, 9 months ago View current version     Page history
Saved by PBworks
on June 30, 2008 at 9:34:14 pm
 

Credit Protection Plus Fraud - Resource Wiki

 

Let's use this wiki to get organized in our fight against Bank of America with this program.

 

If you've been enrolled in the Credit Protection Plus program without your permission, please edit this page (password: boa) and add your initials:

 

  • BK

 

(If you create a PBwiki account when you make the edit, you will be notified of updates to this wiki.)

 

 

Links (feel free to add links here!)

 

Bank of America: enrolls you in \"Credit Protection Plus\" without your permission 

 

Consumer complaints about Bank of America - consumeraffairs.com

 

Bank of America is shaaaaaady!

 

~~ This last link ("Bank of America is shaaaaaady!") is showing the blog post doesn't exist. Please fix? Thanks! -- Aunty Proton

  • fixed

 

Class action lawsuit?

 

Lets find out if enough people have been screwed over.

 

Here's another, not directly related issue with BOA- I use PayChex to pay the people that work for me in my small business. Bank of America has been PayChex's bank for some time. For those who receive paper checks (rather than direct deposit) from PayChex via their ReadyChex service, BOA has been charging a fee for them to cash those checks. As a result, PayChex just announced that they are changing banks from BOA to Wells Fargo who promises not to charge any fee for a ReadyChex check to be cashed in their bank. PayChex manages payroll for lots of folks. This change has to hurt, although it's beginning to sound like they deserve it.

 

 

My dealings with Credit Protection Plus

 

I didn't use my Bank of America account for several years. Then I get a bill from them saying that I owe them 70 some odd dollars. I noticed the only transaction was the fee for the Credit Protection Plus. I call the bank of america credit card company and tell them I wanted to report a fraud because I didn't order this. I handed used the account at all. I didn't realize at the time it had anything to do with bank of america. They tell me to contact the credit protection plus people.

 

I called them and they gave me the run around. They are some serious, sketchy people. I told them I wanted the fee removed. They insisted on getting my address information. I told them I wanted the fee removed. They insisted they needed this irrelevant and unrelated information. Finally, I gave in and just told them my new address information. After talking with them for several minutes I couldn't get them to actually address my request. They just kept telling me how important it was to have credit protection. Eventually, I just hung up.

 

Then I called the credit card people and told them that I talked with the credit protection plus people and they had said they would remove the fee but had failed to do so. They handled the matter for me somehow. I could almost see the knowing smile on the operators face when they did it.

 

LS -tobeerrant at gmail

Comments (0)

You don't have permission to comment on this page.